ThrottleX Developments
Free Operator Tools
Three tools, no login. Upload a T-12 for a rapid readout, run a quick underwriting screen, or plan your entity structure.
1) Back-of-the-Napkin Upload (T12 / P&L)
Upload a T12 or P&L export (CSV/TXT/XLSX) for a fast first-pass recommendation.
2) Back-of-the-Napkin Calculator
NOI: $91,080
Cash Flow: $38,580
Cap Rate: 9.11%
DSCR: 1.73
Cash-on-Cash: 12.9%
Debt Yield: 13.0%
GRM: 5.6
Break-Even Occ: 70.6%
Price/Unit: $100,000
Rent/Unit: $1,500/mo
OpEx/Unit: $7,452/yr
Equity Required: $300,000
Debt Service: $52,500/yr
1% Rule: FAIL
Rent ≥ 1% of price
Red Flags
No immediate red flags.
3) Special Purpose Entity (SPE) Structure Builder
What this accomplishes: gives you a clean entity plan to reduce liability bleed, partner conflict, and lender friction before legal drafting.
Recommended Entity Stack
Owner/HoldCo → Property SPE LLC → Asset
Outcome: Isolate liability and keep one asset financeable, sellable, and operationally clean.
Execution Checklist
- Form property-level LLC (single purpose)
- Open dedicated bank account and bookkeeping ledger
- Set manager/member operating agreement
- Map guaranty and carve-out exposure
- Create lender + insurance document vault
Risk Watch
- Personal guarantee bleed
- Commingled funds
- Missing lender covenants
Want the full analyzer?
These tools give you a first pass. The full platform adds structured verdicts, path-to-yes analysis, per-line anomaly detection, stress testing, and custom investment criteria. Free during early access.